Mortgage Brokers - Birmingham

Find Mortgage and Insurance Brokers in Birmingham

Here at EFS we offer a wide array of financial services and have financial advisers based all over the country including several expert mortgage brokers in Birmingham.

It used to be the case that you could just pop into a couple of your local high street building societies to compare mortgage deals. However there are now so many mortgage lenders and mortgage types that wading through all these can be time consuming and confusing but our professional mortgage brokers in Birmingham will be able to help find the right mortgage deal to suite your particular circumstances.

First Time Buyers

Our mortgage brokers in Birmingham are particularly experienced in arranging mortgages for first time buyers. Although it is true that credit crunch has meant a reduction in the number of mortgages available and that much higher deposits are now required of first time buyers itís also true to say that vendors prefer fist time buyers as they donít have to wait for a chain of properties to sell before they get their money and of course chains can snap and then the vendor would not sell their property.

Buy to Let Mortgages

First time buyers are not the only group to be affected by the credit crunch but despite this, lenders are still prepared to lend to those seeking a buy to let mortgage. The loan-to-value percentage is lower in buy to let mortgages than in those used to buy residential properties and buy to let mortgages also differ to standard mortgages in that the rental income of the property is a more important factor than the income of the would be buyer. Buy to let is a specialised segment of the mortgage market and our specialist mortgage brokers in Birmingham will be able to offer sound advice when exploring your mortgage options.

Whatever type of mortgage you are seeking our professional mortgage brokers in Birmingham will be able to help. Just fill out the online enquiry form.


Phone: 0845 1800 290

Fax: 0845 1800 291


Mortgage Brokers in Birmingham - Quick Enquiry
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Commercial Mortgages and Buy to let mortgages are not typically regulated by the FSA


We do not charge a fee for mortgage advice. A fee based option is available of typically 2% of the mortgage amount.
For example on a loan of £25,000 the fee would be £500

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