Here at EFS we offer a wide array of financial services and have financial advisers based all over the country including several expert mortgage brokers in Birmingham.
It used to be the case that you could just pop into a couple of your local high street building societies to compare mortgage deals. However there are now so many mortgage lenders and mortgage types that wading through all these can be time consuming and confusing but our professional mortgage brokers in Birmingham will be able to help find the right mortgage deal to suite your particular circumstances.
First Time Buyers
Our mortgage brokers in Birmingham are particularly experienced in arranging mortgages for first time buyers. Although it is true that credit crunch has meant a reduction in the number of mortgages available and that much higher deposits are now required of first time buyers it’s also true to say that vendors prefer fist time buyers as they don’t have to wait for a chain of properties to sell before they get their money and of course chains can snap and then the vendor would not sell their property.
Buy to Let Mortgages
First time buyers are not the only group to be affected by the credit crunch but despite this, lenders are still prepared to lend to those seeking a buy to let mortgage. The loan-to-value percentage is lower in buy to let mortgages than in those used to buy residential properties and buy to let mortgages also differ to standard mortgages in that the rental income of the property is a more important factor than the income of the would be buyer. Buy to let is a specialised segment of the mortgage market and our specialist mortgage brokers in Birmingham will be able to offer sound advice when exploring your mortgage options.
Whatever type of mortgage you are seeking our professional mortgage brokers in Birmingham will be able to help. Just fill out the online enquiry form.
Phone: 0845 1800 290
Fax: 0845 1800 291
Email: enquiries@economicfinancialsolutions.co.uk
Find a mortgage advisor near you |
|
Select Region | ![]() |