Getting Mortgages in Cardiff

Find Mortgage and Insurance Brokers in Caridff

Here at Economic Financial Solutions we believe that that the personal touch is best and we have mortgage brokers in all parts of the country as well as in Cardiff. Our brokers are based locally and have a good knowledge of Cardiff and the surrounding areas and are able to make personal visits if needed. Also, as well as using national mortgage lenders our brokers are able to make use of local Building Societies that sometimes offer preferential rates for mortgages in Cardiff and the surrounding area.

The mortgage market is not as straight forward as it used to be and getting competitively priced mortgages in Cardiff can be difficult. There is a wide array of mortgage lenders and mortgage types and it’s best to get help with researching your options and this is where we can help.

First Time Buyers in Cardiff

The credit crunch has also had a major effect on the mortgage market with far fewer mortgages in Cardiff being available and also higher deposits are needed from first time buyers. But the situation is not all doom and gloom as home owners prefer to sell to first time buyers as they are well aware that they won’t have to wait for a whole load of properties in a chain to sell and consequently there is less chance of any deal falling through.

Buy to Let Mortgages in Cardiff

Unsurprisingly the credit crunch has also impacted on the buy to let mortgage market but despite this a few lenders will still finance buy to let mortgages in Cardiff. Buy to let mortgages have a lower loan-to-value percentage than standard residential mortgages and for buy to lets the expected rental income is more important than the buyer’s income. Buy to let mortgages are a specialised part of the mortgage market and you will require expert advice.

If you live in or near Cardiff and are looking for mortgage advice then fill out the online form and one of our advisers will get back to you. Our professional mortgage brokers will strive to find the best mortgage that suits your particular needs.


Phone: 0845 1800 290

Fax: 0845 1800 291





Commercial Mortgages and Buy to let mortgages are not typically regulated by the FSA


We do not charge a fee for mortgage advice. A fee based option is available of typically 2% of the mortgage amount.
For example on a loan of £25,000 the fee would be £500

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