Life Insurance Broker
If you are looking for a life insurance broker, EFS can help you. EFS advisers are qualified and regulated to provide advice on life insurance, and deal with clients across the UK.
Your EFS adviser will come back to you with a recommendation of the type / level of life insurance cover you should take out – and source the lowest cost policy to match.
The process to help you find the most suitable and cost effective life insurance is as follows :
i) Your adviser will complete a 'client questionnaire' with you, so that they gain a good understanding of your situation, your health and other related personal circumstances.
All information you provide will be retained in a fully confidential manner. EFS are registered under the data protection act.
ii) Your adviser will make an assessment of affordability – and discuss and agree an insurance budget with you.
EFS will not recommend insurance that is not affordable for you.
Insurance is very important – but it is more important that you keep any insurance that you take out in force, as failure to keep up with your monthly insurance premiums means your insurance will lapse, you will not be covered, and taking it out again at a later date (when you are older) may mean that it costs more.
iii) Your adviser will then carryout research on your behalf to find the best life insurance policies to match your needs.
EFS have in house software which is up to date with the insurance deals from many of the UK's top insurance companies.
iv) Your adviser will then present their life insurance recommendations to you, and provide you with written quotations.
This may be via email or post, with a telephone consultation if you are dealing with EFS remotely.
v) If you wish to proceed with a recommendation provided by your EFS adviser, we can then help you to complete your application and process your application until your new life insurance policy is in force.
So if you are looking for a life insurance broker who can help you to find and obtain suitable life insurance – choose EFS.
